Product profile
Description
Pays a one-off, tax-free lump sum after diagnosis of a specified critical illness, terminal illness or death.
This could provide for:
- any outstanding mortgage or loans you might have
- the cost of adapting your home or car
- medical care, especially if it's not readily available on the NHS
- time off work to help you recover
- helps you avoid the addition of financial burdens to your medical condition
For
Aged 17 to 75 with a repayment mortgage
Maximum amount payable
- £ not specified
- Child: lower of £15000 or half adult benefit
- No death benefit for children
Critical Illnesses covered
- Alzheimer's Disease
- Aorta graft surgery
- Benign brain tumour
- Blindness
- Cancer
- Coma
- Coronary artery by-pass surgery
- Creutzfeldt-Jakob Disease
- Deafness
- Heart attack
- Heart valve replacement or repair
- HIV infection
- Kidney failure
- Loss of hands or feet
- Loss of speech
- Major organ transplant
- Motor neurone disease
- Multiple sclerosis
- Paralysis/Paraplegia
- Parkinson's Disease
- Stroke
- Terminal Illness
- Third degree burns.
- Total permanent disablement
Not covered
- Any illness not specified
- Some forms of cancer
Period of cover
- Minimum five years
- Maximum 35 years
- Cover ends at age 80
Benefits
- You choose the amount
- Childrens's critical illness included
- Sum assured reduces over time
- Reviewable premium
- 24/7 helpline and free counselling service
- Personal nurse advisor
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