The Co-operative Insurance: Critical Illness

Product profile

Description

Pays a one-off, tax-free lump sum after diagnosis of a specified critical illness.

This could provide for:

• any outstanding mortgage or loans you might have
• the cost of adapting your home or car
• medical care, especially if it's not readily available on the NHS
• time off work to help you recover

• helps you avoid the addition of financial burdens to your medical condition

    

For

Maximum amount payable

• £ not specified
• Child: lower of £15000 or half adult benefit

Critical Illnesses covered

• Alzheimer's Disease
• Aorta graft surgery
• Benign brain tumour
• Blindness
• Cancer
• Coma
• Coronary artery by-pass surgery
• Creutzfeldt-Jakob Disease
• Deafness
• Heart attack
• Heart valve replacement or repair
• HIV infection
• Kidney failure
• Loss of hands or feet
• Loss of speech
• Major organ transplant
• Motor neurone disease
• Multiple sclerosis
• Paralysis/Paraplegia
• Parkinson's Disease
• Stroke
• Third degree burns.
• Total permanent disablement

Not covered

• Any illness not specified
• Some forms of cancer

Period of cover

• Minimum five years
• Maximum 35 years
• Cover ends at age 80

Benefits

• You choose the amount
• Children's critical illness included
• Reviewable premium
• 24/7 helpline and free counselling service
• Personal nurse advisor

Want to know more?

• Critical Illness information from The Co-operative Insurance
• Get a quote for Critical Illness