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Bupa : Critical Illness with Life Cover

 

Company:

Bupa

Product category:

Individual Critical Illness Insurance

Sub-category:

Life and Critical Illness


 

Product profile

 

Description

Pays out a lump sum if you:

  • die

  • are diagnosed with a specified critical illness; or

  • are diagnosed as suffering from a terminal illness which is expected to cause death within 12 months of diagnosis and before the cover is due to end

  

For

Aged 19 to 59

Maximum amount payable

  • £300,000
  • £20,000 children on critical illness only

Adult Critical Illnesses covered

  • AIDS/HIV from assault
  • AIDS/HIV from blood transfusion
  • AIDS/HIV from occupation
  • Alzheimer's Disease
  • Aorta graft surgery
  • Aplastic anaemia
  • Benign brain tumour
  • Blindness
  • Cancer
  • Cardiomyopathy
  • Chronic rheumatoid arthritis
  • Coma
  • Coronary angioplasty
  • Coronary artery by-pass surgery
  • Creutzfeldt-Jakob Disease
  • Deafness
  • Heart attack
  • Heart valve replacement or repair
  • Insulin dependent diabetes
  • Kidney failure
  • Liver failure
  • Loss of independent existence
  • Loss of limbs
  • Loss of speech
  • Major organ transplant
  • Motor neurone disease
  • Multiple sclerosis
  • Open heart surgery
  • Paralysis/Paraplegia
  • Parkinson's Disease
  • Pre-senile dementia
  • Progressive supranuclear palsy
  • Stroke
  • Third degree burns

Children's Critical Illnesses covered

As adult except:
  • Insulin dependent diabetes

Not covered

  • Any illness not specified

Period of cover

  • Minimum one year
  • Maximum 40 years
  • Cover ends at age 70

Benefits

  • You choose the amount
  • Childrens's critical illness included
  • Guaranteed increase option on certain life changing events
  • Replacement cover
  • Bupa Healthline
  • Best Doctors service
  • Term Life
  • Terminal illness

Options

  • Renewable Term or Level Term or Mortgage Payment basis
  • Reviewable premium
  • Renewable premium
  • Guaranteed premium
  • Indexation
  • Fracture benefit
  • Total permanent disability
  • Reinstatement cover
  • Waiver of premium

Want to know more?



 


Last updated: 4 February 2008