AXA : AXA Protection Account - Life or Earlier Critical Illness Cover

Description

• die
• are diagnosed with a specified critical illness; or
• are diagnosed as suffering from a terminal illness which is expected to cause death within 12 months of diagnosis and before the cover is due to end

For

Maximum amount payable

• £1 million reviewable premium
• £500,000 guaranteed premium

Critical Illnesses covered

• Alzheimer's Disease
• Aorta graft surgery
• Aplastic anaemia
• Bacterial meningitis
• Benign brain tumour
• Blindness
• Cancer
• Cardiomyopathy
• Coma
• Coronary artery bypass surgery
• Creutzfeldt-Jakob Disease
• Deafness
• Heart attack
• Heart valve replacement or repair
• HIV/AIDS from assault
• HIV/AIDS from blood transfusion
• HIV/AIDS from occupation
• Kidney failure
• Liver failure
• Loss of independent existence
• Loss of limbs
• Loss of speech
• Major organ transplant
• Motor neurone disease
• Multiple sclerosis
• Paralysis/Paraplegia
• Parkinson's Disease
• Pre-senile dementia
• Progressive supranuclear palsy
• Rheumatoid arthritis
• Stroke
• Terminal illness
• Third degree burns

Not covered

• Any illness not specified
• Some forms of cancer

Period of cover

• Minimum 5 years
• Maximum 25 years guaranteed premium  40 years reviewable
• Cover ends at age 70

Benefits

• You choose the amount
• Childrens's critical illness included
• Life cover
• Guaranteed insurability on specified life changing events
• Accident Hospitalisation
• Major surgery
• No need to advise change of occupation
• Helplines

Options

• Level, five year reviewable or reducing benefit basis
• Guaranteed or reviewable premium
• Total and permanent disability 
• Payment protection
• Index-linking