For most people, a serious illness which stops
income would be a major financial problem. Many homes rely on two incomes to
sustain a decent standard of living. That standard could be shattered if
one income suddenly disappeared for good.
If you are diagnosed with a life-threatening
condition, critical illness insurance cover pays you a lump sum. The policy
specifies the illnesses covered. No two critical illness insurance policies are
alike; each insurer has their own list of covered illnesses. Some policies only
cover a few, some allow you to choose which ones to protect.
