Product profile
Description
Gives the reassurance that the cost of out-patient treatment will be covered as well as the major inpatient hospital expenses. Cover for emergency medical evacuation is included automatically. For consultations, GP visits and diagnostic services the cover is a full refund with additional benefits for prescription drugs, vaccinations occupational therapy and complementary therapies.
For
Benefits
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In-patient and day-patient hospital charges
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In-patient and day-patient diagnostics
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In-patient and day-patient physicians fees
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In-patient and day-patient anaesthetists fees
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In-patient and day-patient specialists fees
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In-patient and day-patient treatment for cancer
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In-patient and day-patient treatment for chronic illness
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In-patient and day-patient psychiatric treatment
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In-patient and day-patient organ transplant
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Parental accommodation
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Hospital cash
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Out-patient specialist consultations
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Out-patient diagnostic services
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Out-patient treatment for cancer
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Out-patient monitoring and treatment of chronic conditions
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Out-patient psychiatric treatment
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Out-patient surgery
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Out-patient prescription drugs
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Out-patient hormone replacement therapy
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Out-patient physiotherapy
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Out-patient occupational therapy
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Out-patient acupuncture
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Out-patient chiropractic
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Out-patient homeopathy
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Out-patient osteopathy
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Ambulance service
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Nursing at home
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Rehabilitation
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Hospice care
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Dental treatment following an accident
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Emergency medical evacuation
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Repatriation of mortal remains or local burial costs
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Out of geographic area cover for emergency treatment
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24 hour multilingual claims team
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Cancer
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Monitoring and treatment of chronic conditions
Not covered
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Pre-existing conditions
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Professional sports and racing
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In-patient and day-patient treatment for alcohol and drug addiction
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Routine dental treatment
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Routine maternity care
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Maternity care when complications
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Treatment for birth defects and congenital illness
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Compassionate lump sum on diagnosis of AIDS
Options
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Area 1 - Europe
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Area 2 - worldwide excluding China, Hong Kong, USA, Caribbean Islands
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Area 3 - worldwide
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Choice of excess - £50, £500, £5000
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Choice of currency - Sterling, USD, Euro
Last updated: 31 October 2008
