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Private Medical Insurance : Choose a plan

To help guide you through the maze of private medical insurance, and make health insurance comparisons, we provide an overview of the different categories of product available for individuals and for the self employed and small businesses, and a one page profile of the private medical insurance products available within these categories. This should help you to make comparisons between the different types of health insurance available.

Select a product category from the listing below. You can then access product reviews for that product category.

Private medical insurance for individuals

Type of product

Description

Package products

A packaged policy means that you have no choice on what covers or benefits you can include or exclude.

Choice of cover

Flexible plans which allow you to decide what you require and adjust the level of cover to suit your needs.

Limited cover

Often called “budget” policies, these can meet the needs of those who, for whatever reason, do not want full cover.

Shared risk

Allow you to accept an “excess”, or to pay a percentage of the treatment costs.

Cover for older people

Special schemes for older age groups.

Self pay

For self-funding patients.

Special cover plans

These include:

  • Plans which offer cover for children only.
  • Convalescence care plans.
  • Plans for HM Forces personnel.
  • Hospital treatment plans, where  the customer gets a fixed sum, wherever treatment is carried out.
  • Major medical expenses plans which are limited to a small number of major diseases.
  • Self pay protection plans, an insurance policy for  those buying medical treatment themselves.

Channel Isles

Special policies for those living in the Channel Islands.

Private medical insurance for the self employed and small businesses

Type of product

Description

Package products

A packaged policy means that you have no choice on what covers or benefits you can include or exclude.

Choice of cover

Flexible plans which allow you and your company to decide what you require and adjust the level of cover to suit your needs.

Limited cover

Often called “budget” policies, these can meet the needs of companies which, for whatever reason, do not want full cover.

Shared risk

Allow the company to accept an “excess”, or to pay a percentage of the treatment costs.

Special cover plans

Plans that cover selected risks, such as hospital treatment plans and major medical expenses plans.

Channel Isles and Isle of Man plans

For the specific requirements of companies in the Channel Isles and Isle of Man.

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Find a plan...

Find a plan...

A to Z of companies and plans
for Students
for People with pre-existing conditions
for Expatriates
for The elderly
for Over 50s
for Businesses
for Small businesses
for Individuals
for Children
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