Some Personal Accident plans only cover accidental death. Life policies tend to pay on any type of death. Personal accident plans are much cheaper than Life ones, but far more restrictive.

When looking at a Death only Personal Accident plan, look beyond the insurer sales pitch. They may not tell you that in an accident you have a many more times chance of being injured than killed.



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Personal accident insurance guide

  • What is it?
  • Types of policy
  • Cost

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