What's better? Private or NHS healthcare?
Life insurance is one of the simplest insurance concepts on the planet. If you die your estate gets paid a cash sum. It isn’t really life insurance but death insurance.
Life cover is often taken out to protect your family. This could be by ensuring there’s enough money to pay off the mortgage, making sure there’s an income for children and other dependants, or to pay funeral costs. Protecting your family from the financial consequences of an unexpected death often makes sense.
Unlike health or car insurance, you will not be around to argue your corner at claim time, so getting the right policy, through the right people, is really important.