Holloway Plans

These are particularly suitable for the self employed, low paid and those who do not want to fall back onto state aid or their savings.

  • Income payment protection policy
  • Offered only by a small number of Friendly Societies
  • Pays out a monthly income to those unable to work due to sickness or injury.
  • Offer a short or no deferred period; often called ' day one' basis
  • Premiums only vary by age, not other factors such as sex, smoking, or occupation.
  • Can contain an investment element paid at retirement.
  • Can select size of contribution
  • Can select level or escalating cover
  • Cover lasts for duration of membership; irrespective of claims
  • Pay between 50 and 75% of income
  • Payments may halve after 6 or 12 months
  • Cover and payments cease at retirement age.


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FREE Guide
FREE Guide

Income protection insurance guide

  • Types of Premium
  • Choosing the right policy
  • Cost


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