Credit card payment protection

The credit card companies own cover tends to be expensive

  • Cover offered independently can be much cheaper
  • Often just called Payment Protection
  • Like mortgage protection but to cover credit card bills
  • Some cover just the minimum monthly repayment
  • On some you choose the amount to cover
  • Some will cover a portion of the outstanding balance
  • You choose what to cover, as premium is based on each £100 of the outstanding
  • They sometimes last for 12 months, but can be limited to 6 months


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Income protection insurance guide

  • Types of Premium
  • Choosing the right policy
  • Cost


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