Health insurance company

Active Health: Private medical insurance (PMI) plan from WPA

  • Health insurance for active retirees with a high excess and lower premiums, plus cancer cover.

Special 2012 offer  for new customers

  • 20% discount will apply in the first year
  • A 12% discount will be applied to your renewal premium for your second year of cover
  • This offer is for new customers to WPA only
  • This offer is available for policies taken out by 9 July 2012
  • It does not apply to existing customers wishing to transfer their policy to the same plan or one providing similar cover


  • 55 and over with no upper age limit

Basis of cover  

  • The £3000 or £5000 excess works on a rolling basis so once treatment costs exceed your excess limit, WPA will cover the cost in full for all eligible treatment for a further 12 months.


  • You choose any UK hospital
  • In-patient and day-case hospital treatment
  • In-patient and day-case surgeon fees
  • In-patient and day-case anaesthetist fees
  • In-patient and day-case accommodation charges
  • In-patient and day-case operating theatre fees
  • In-patient and day-case drugs, dressings and medicines
  • In-patient and day-case hospital and specialist treatment without surgery
  • In-patient and day-case emergency surgery
  • In-patient and day-case planned elective surgery
  • In-patient and day-case cancer surgery
  • Cancer treatment cover
  • Advanced cancer drugs not available on the NHS
  • NHS hospital cash
  • Prostheses
  • Out-patient pre-admission tests including blood tests, x-rays, ECGs
  • Out-patient pre-operative consultations and associated tests
  • Out-patient post-operative consultations and associated tests
  • Out-patient post-operative physiotherapy
  • Nursing at home
  • Private ambulance
  • Parent and child hospital accommodation charges
  • Hospice donation
  • Elective overseas treatment

Not covered

  • Pre-existing conditions
  • Chronic conditions
  • Fertility problems, pregnancy and childbirth
  • Neonatal treatment
  • Psychiatric conditions
  • Cosmetic surgery
  • Care and/or treatment arising from or related to taking part in winter sports ,scuba diving, extreme sports and motor sports or engaging in professional sport

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