Now Health International

Health insurance company

WorldCare Excel: Expatriate health insurance plan from Now Health International

  • Covers you for in-patient, out-patient and day-patient treatment at higher benefit levels. It also includes routine and complex dental care. 


  • UK expatriates aged 18 and above.


  • In-patient and day-case treatment
  • Day-case and outpatient surgery
  • Cancer treatment
  • Organ transplant
  • Acute medical conditions during pregnancy/childbirth
  • Evacuation and repatriation
  • Out-patient medical practitioner fees
  • Rehabilitation
  • Congenital disorders
  • Maintenance of chronic medical conditions
  • Routine dental treatment
  • Complex dental treatment
  • 24/7 medical information with Health at Hand
  • 24/7 emergency help with AXA Assistance

Not covered

  • Routine maternity care
  • Normal pregnancy and childbirth
  • Out-patient co-insurance charges
  • Direct billing 
  • Cosmetic surgery
  • Developmental disorders
  • Eating disorders
  • Experimental treatment and drugs
  • Eyesight tests
  • Hearing tests
  • Morbid obesity
  • Nursing homes, convalescence homes, health hydros and nature cure clinics
  • Genetic testing
  • Reproductive medicine
  • Routine examinations
  • Health screening
  • Second opinions
  • Sexual problems and gender re-assignment
  • Sleep disorders

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